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Cash Advance Apps

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Data points tracked
1K+
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All cash advance apps

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4.7
600K Reviews
Monthly fee
Free
Advance amount
Up to $750
Eligibility
An employed US adult earning $320+ with a checking account.
Features
Access earned wages before payday, overdraft protection, build savings, credit monitoring, assistance with medical bills
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4.6
373K Reviews
Monthly fee
$11.99
Advance amount
$25 - $500
Eligibility
You need consistent income, positive balance, and good account history.
Features
Instant cash advances up to $500, early paycheck access, automated savings, budgeting tools, beginner-friendly investing
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4.6
1,284K Reviews
Monthly fee
$5.00
Advance amount
$25 - $500
Eligibility
You must be a legal US resident with consistent income and deposits.
Features
Instant cash advances up to $500, high-interest savings, access to side gigs, budgeting tools.
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Apps like Empower
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Apps like Empower

By Editorial Team
Last Updated: Aug 03, 2025

If you’ve been using Empower to manage your cash flow or get cash advances before payday, you might be curious about other apps that offer similar—or even better—features. Empower charges an $8 monthly subscription fee and offers a maximum cash advance limit of $400. While instant delivery is available for a fee based on the advance amount, standard delivery to your bank account is free but takes 1–5 business days. If you're looking for apps with lower fees, faster free transfers, or higher advance limits, we've rounded up the top alternatives to Empower to help you find the best fit for your financial needs.

Apps like Cleo
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Apps like Cleo

By Editorial Team
Last Updated: Aug 03, 2025

If you’ve been using Cleo to manage your finances or get a cash advance before payday, you might be curious about other apps that offer similar—or even better—services. Cleo charges a monthly subscription fee starting at $5.99 for Cleo Plus, which provides cash advances up to $100 to $250, depending on your eligibility. For higher advance limits up to $500 and access to a secured credit builder card, the Cleo Builder subscription costs $14.99 per month. There are also optional express fees ranging from $3.99 to $9.99 for same-day cash advances, while standard transfers take 3 to 4 days at no extra cost. If you’re looking for lower fees, higher advance amounts, faster transfers, or different financial tools, there are plenty of great alternatives to consider. In this article, we've rounded up the top apps like Cleo to help you find the best fit for your financial needs.

Apps like Floatme
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Apps like Floatme

By Editorial Team
Last Updated: Aug 03, 2025

FloatMe gives members up to $200 in interest-free cash advances, called “Floats,” for a $4.99 monthly subscription. Standard ACH delivery is free and hits your bank in about one to three business days, or you can opt for instant transfer to your debit card for a small fee ($1 on a $10 Float up to $7 on $100–$200). There are no tips, late fees or hidden charges, and repayment is automatically pulled on your next payday.

Apps like Vola
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Apps like Vola

By Editorial Team
Last Updated: Aug 03, 2025

If you've been relying on Vola Finance for cash advances before payday, you might be curious about other apps that offer comparable—or even enhanced—services. Vola Finance provides cash advances up to $500, with subscription fees starting at $6.99 per month for the Blue Sapphire tier, allowing users to borrow up to $40. For access to higher amounts, there's a $20 monthly subscription that may let you borrow up to $200, depending on a score the app assigns to you. The good news is that all tiers come with no extra fees for cash advances and no overdraft fees. If you're seeking lower subscription costs, higher advance limits, or different features, we've put together a list of top apps like Vola Finance to help you find the perfect fit for your financial needs.

Is Klover legit
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Is Klover legit

By Editorial Team
Last Updated: Aug 03, 2025

Klover is a legit cash advance app. Founded in 2019 and headquartered in Chicago, Klover Holdings, Inc. claims that over 2 million people have used their service. There are no known official regulatory complaints or class action lawsuits against Klover.

Klover reviews
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Klover reviews

By Editorial Team
Last Updated: Aug 03, 2025

Klover holds an impressive 4.7 lifetime rating from over 380k+ user reviews, reflecting strong satisfaction with the app. Recent reviews have been less generous though and gave Klover a 3.5 rating in the last few weeks (as recent as July 2025). Read on to discover what users appreciate, common concerns, and more.

How to delete Brigit account
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How to delete Brigit account

By Editorial Team
Last Updated: Aug 03, 2025

If you've decided that the Brigit app no longer suits your financial needs and you want to ensure no more payments are deducted from your account, this guide will walk you through the simplest way to delete your Brigit account and cancel your subscription. We'll provide clear, step-by-step instructions to help you seamlessly end your relationship with Brigit and prevent any future charges.

FloatMe reviews
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FloatMe reviews

By Editorial Team
Last Updated: Aug 03, 2025

FloatMe has a 4.7 historical rating from over 160k+ user reviews, reflecting strong satisfaction with the app. Recent reviews have shown a slight dip, giving FloatMe a 4.2 rating in the last few weeks (as recent as July 2025). Read on to discover what users appreciate, common concerns, and more.

Cleo reviews complaints
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Cleo reviews complaints

By Editorial Team
Last Updated: Aug 03, 2025

Although Cleo has an average lifetime rating of 4.3 on the App Store and Google Play store, its recent user reviews have dipped to an average of 2.9 in June and July 2025. Some users have raised concerns about various aspects of the app. Read on to discover these complaints, common issues, and more.

Cleo cash advance reviews
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Cleo cash advance reviews

By Editorial Team
Last Updated: Aug 03, 2025

Cleo holds a solid 4.3 lifetime rating from over 220k+ user reviews, showing general satisfaction with the app. However, recent reviews have dipped, with Cleo receiving a 2.9 rating in the last few weeks (as recent as July 2025). Read on to discover what users appreciate, common concerns, and more.

How does Gerald cash advance work
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How does Gerald cash advance work

By Editorial Team
Last Updated: Aug 03, 2025

Gerald is a cash advance app that lets you access up to $200 without any fees or interest. It's not a traditional payday loan; instead, it helps you access money you've already earned by validating your employment. Getting started is simple: download the app, sign up, and link your debit card. After a quick verification process, you'll make a purchase through Gerald's Cornerstore using their Buy Now, Pay Later feature or purchase a Cranberry Mobile plan. This step helps establish your account. Once you've completed this, you unlock the fee-free cash advance feature. You can then transfer the remaining cash advance balance to your bank account, with instant transfers available for select banks. There are no credit checks, subscriptions, or membership fees, and repayment terms are flexible to suit your needs.

How to delete FloatMe account
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How to delete FloatMe account

By Editorial Team
Last Updated: Aug 03, 2025

Are you looking to delete the FloatMe app and ensure that no more payments are deducted from your account? Managing subscriptions can sometimes be confusing, but this guide will help make the process straightforward. Follow the simple, step-by-step instructions below to cancel your FloatMe membership, close your account, and stop any future charges.

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