By Editorial Team
Last Updated: Apr 03, 2025
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If you've been using EarnIn to access your paycheck before payday or manage your cash flow, you might be curious about other apps that offer similar—or even better—features. EarnIn lets you access up to $750 per pay period with no mandatory fees. However, optional costs like the $2.99 expedited transfer fee for faster deposits and voluntary tips can add up over time. If you're seeking lower costs, higher advance limits, quicker transfers, or additional financial tools, there are plenty of great alternatives to explore. In this article, we've rounded up the top apps like EarnIn to help you find the best fit for your finances.
EarnIn at a Glance: Key Features & Fees
Advance amount
Up to $750
Monthly fee
Free
Regular funding time
1-2 business days
Express funding time
Minutes to 30 minutes
Express funding fee
$2.99–$5.99 per transfer
Main features
Access your earned wages before payday, automatic saving feature, overdraft protection, free credit monitoring, financial planning tools.
Advance amount
Up to $750
Monthly fee
Free
Regular funding time
1-2 business days
Express funding time
Minutes to 30 minutes
Express funding fee
$2.99–$5.99 per transfer
Main features
Access your earned wages before payday, automatic saving feature, overdraft protection, free credit monitoring, financial planning tools.
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Table of contents
Top apps like EarnIn
The following apps are 3 category leading cash advance apps like EarnIn:
1. Brigit
Best for: Higest reviews and average score
4.8
602K Reviews
Advance amount
$25 - $250
Monthly membership fee
$8.99
Regular funding time
1–3 business days
Express funding time
20 minutes
Express funding fee
$0.99-$3.99 per transaction (free for Premium subscribers)
Main features
Instant cash advances, automatic overdraft protection, credit building tools, expense tracking, earn extra income.
2. Dave
Best for: Highest cash advance amount
4.6
1,263K Reviews
Advance amount
$25 - $500
Monthly membership fee
$5.00
Regular funding time
3 days
Express funding time
1 hour
Express funding fee
$3 up to $25
Main features
Cash advances up to $500, early paycheck access, budgeting tools, job opportunities, high-yield savings.
3. Chime SpotMe
Best for: Lowest monthly fees
4.8
1,751K Reviews
Advance amount
$20 - $200
Monthly membership fee
Free
Regular funding time
Timeframe for standard advances is unknown
Express funding time
Timeframe for express payments is unknown
Express funding fee
There is no expedite fee
Main features
Overdraft up to $200, automatic limit increases, covers purchases and withdrawals, SpotMe Boosts with friends
All apps like EarnIn
Here you'll find the full list of 10 apps like EarnIn ranked by Advance amount, Review score, or any other parameter that's most important to you:
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4.1
17K Reviews
Advance amount
$10 - $80
Monthly membership fee
Free
Regular funding time
2-3 business days
Express funding time
30 min
Express funding fee
There is no expedite fee
Main features
Instant cash advances up to $100, buy now pay later, earn rewards, bill management
3.7
39K Reviews
Advance amount
$5 - $1,000
Monthly membership fee
$0.99
Regular funding time
3–5 business days
Express funding time
1–20 minutes
Express funding fee
$1 to $4
Main features
Instant cash advances up to $1,000, flexible repayment, expense tracking, credit monitoring, tax filing assistance.
4.7
500K Reviews
Advance amount
$10 - $350
Monthly membership fee
$8
Regular funding time
1 business day
Express funding time
15 min – 2 hr
Express funding fee
$1 up to $8, and then 3% for advances of $300+
Main features
Instant cash advances up to $350, no interest or credit checks, line of credit building credit history, automatic savings.
By Editorial Team
Last Updated: Apr 03, 2025
Read more