Cash Advance Apps

Apps like Klover

Last Updated: Apr 03, 2025

If you've been using Klover to access cash advances before payday or to keep track of your finances, you might be curious about other options that could offer even more benefits. Klover provides cash advances up to $200 and charges a $4.99 monthly subscription fee for its services, with optional Express Fees if you need your funds sooner. If you're on the hunt for apps with lower fees, higher advance limits, faster cash delivery, or extra financial features, there are plenty of alternatives to consider. In this article, we've gathered the top apps like Klover to help you find the best match for your financial needs.

Klover at a Glance: Key Features & Fees

Advance amount
$5 - $200
Monthly fee

Free

Regular funding time
3 business days
Express funding time
A few hours
Express funding fee

$1.49 to $12.29, depending on advance amount

Main features
Cash advances up to $200, no interest or credit checks, earn points for rewards, daily cash sweepstakes.

Top apps like Klover

The following apps are 3 category leading cash advance apps like Klover:

1. Brigit

Best for: Higest reviews and average score

4.8
602K Reviews
Advance amount
$25 - $250
Monthly membership fee
$8.99
Regular funding time
1–3 business days
Express funding time
20 minutes
Express funding fee
$0.99-$3.99 per transaction (free for Premium subscribers)
Main features
Instant cash advances, automatic overdraft protection, credit building tools, expense tracking, earn extra income.
Read full review

2. EarnIn

Best for: Highest cash advance amount

4.7
560K Reviews
Advance amount
Up to $750
Monthly membership fee
Free
Regular funding time
1-2 business days
Express funding time
Minutes to 30 minutes
Express funding fee
$2.99–$5.99 per transfer
Main features
Access your earned wages before payday, automatic saving feature, overdraft protection, free credit monitoring, financial planning tools.
Read full review

3. Chime SpotMe

Best for: Lowest monthly fees

4.8
1,751K Reviews
Advance amount
$20 - $200
Monthly membership fee
Free
Regular funding time
Timeframe for standard advances is unknown
Express funding time
Timeframe for express payments is unknown
Express funding fee
There is no expedite fee
Main features
Overdraft up to $200, automatic limit increases, covers purchases and withdrawals, SpotMe Boosts with friends
Read full review

All apps like Klover

Here you'll find the full list of 10 apps like Klover ranked by Advance amount, Review score, or any other parameter that's most important to you:

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4.1
17K Reviews
Advance amount
$10 - $80
Monthly membership fee
Free
Regular funding time
2-3 business days
Express funding time
30 min
Express funding fee
There is no expedite fee
Main features
Instant cash advances up to $100, buy now pay later, earn rewards, bill management
Read Full Review
3.7
39K Reviews
Advance amount
$5 - $1,000
Monthly membership fee
$0.99
Regular funding time
3–5 business days
Express funding time
1–20 minutes
Express funding fee
$1 to $4
Main features
Instant cash advances up to $1,000, flexible repayment, expense tracking, credit monitoring, tax filing assistance.
Read Full Review
4.7
500K Reviews
Advance amount
$10 - $350
Monthly membership fee
$8
Regular funding time
1 business day
Express funding time
15 min – 2 hr
Express funding fee
$1 up to $8, and then 3% for advances of $300+
Main features
Instant cash advances up to $350, no interest or credit checks, line of credit building credit history, automatic savings.
Read Full Review
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