Cash Advance Apps

apps like MoneyLion

Apps like MoneyLion

By Editorial Team
Last Updated: Apr 03, 2025

If you've been using MoneyLion to manage your cash flow or get cash advances before payday, you might be wondering if there are other apps that offer similar—or even better—features. MoneyLion provides cash advances up to $1,000 with no monthly fees or interest charges, but there are fees for instant delivery through their Turbo option. If you're looking for alternatives with different fee structures, lower instant delivery fees, or additional financial tools, there are plenty of options to explore. In this article, we've rounded up the top apps like MoneyLion to help you find the best fit for your finances.

MoneyLion at a Glance: Key Features & Fees

Advance amount
$10 - $1,000
Monthly fee

Free

Regular funding time
1-5 business days
Express funding time
Minutes
Express funding fee

$0.49-$6.99 for RoarMoney, $1.99-$8.99 for External Account

Main features
Instant cash advances up to $500, credit-building loans, mobile banking, automatic investing, cash back rewards.

Table of contents

MoneyLion at a Glance: Key Features & FeesTop apps like MoneyLionAll apps like MoneyLion

Top apps like MoneyLion

The following apps are 3 category leading cash advance apps like MoneyLion:

1. Brigit

Best for: Higest reviews and average score

4.8
602K Reviews
Advance amount
$25 - $250
Monthly membership fee
$8.99
Regular funding time
1–3 business days
Express funding time
20 minutes
Express funding fee
$0.99-$3.99 per transaction (free for Premium subscribers)
Main features
Instant cash advances, automatic overdraft protection, credit building tools, expense tracking, earn extra income.
Read full review

2. EarnIn

Best for: Highest cash advance amount

4.7
560K Reviews
Advance amount
Up to $750
Monthly membership fee
Free
Regular funding time
1-2 business days
Express funding time
Minutes to 30 minutes
Express funding fee
$2.99–$5.99 per transfer
Main features
Access your earned wages before payday, automatic saving feature, overdraft protection, free credit monitoring, financial planning tools.
Read full review

3. Chime SpotMe

Best for: Lowest monthly fees

4.8
1,751K Reviews
Advance amount
$20 - $200
Monthly membership fee
Free
Regular funding time
Timeframe for standard advances is unknown
Express funding time
Timeframe for express payments is unknown
Express funding fee
There is no expedite fee
Main features
Overdraft up to $200, automatic limit increases, covers purchases and withdrawals, SpotMe Boosts with friends
Read full review

All apps like MoneyLion

Here you'll find the full list of 10 apps like MoneyLion ranked by Advance amount, Review score, or any other parameter that's most important to you:

Select...
4.1
17K Reviews
Advance amount
$10 - $80
Monthly membership fee
Free
Regular funding time
2-3 business days
Express funding time
30 min
Express funding fee
There is no expedite fee
Main features
Instant cash advances up to $100, buy now pay later, earn rewards, bill management
Read Full Review
3.7
39K Reviews
Advance amount
$5 - $1,000
Monthly membership fee
$0.99
Regular funding time
3–5 business days
Express funding time
1–20 minutes
Express funding fee
$1 to $4
Main features
Instant cash advances up to $1,000, flexible repayment, expense tracking, credit monitoring, tax filing assistance.
Read Full Review
4.7
500K Reviews
Advance amount
$10 - $350
Monthly membership fee
$8
Regular funding time
1 business day
Express funding time
15 min – 2 hr
Express funding fee
$1 up to $8, and then 3% for advances of $300+
Main features
Instant cash advances up to $350, no interest or credit checks, line of credit building credit history, automatic savings.
Read Full Review
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