Cash Advance Apps

How much does Albert let you borrow?

Last Updated: Apr 03, 2025

Albert offers cash advances from $25 up to $250 when you need a little extra cash. The exact amount you can borrow depends on your eligibility, which is based on your banking activity and transaction history.

To qualify for a cash advance with Albert, you'll need an active bank account in good standing and an Albert Cash account. They look for consistent financial activity to understand your ability to repay. Enabling the Smart Money feature on an automatic schedule can help with your eligibility, and setting up direct deposits with Albert Cash might increase the amount you're able to borrow.

Does Albert actually send you $250?

Based on numerous user reviews we analyzed, it appears that while Albert offers cash advances up to $250, many users start with lower amounts. Our data is drawn from reviews published in February and March 2025, providing the latest insights into Albert's current practices. The general sentiment is:

  • Quick cash when needed: Users appreciate that Albert provides fast cash advances, sometimes within minutes, which can be a lifesaver in a pinch.
  • Higher amounts possible: Some users report receiving advances up to $150 or even $250 after using the app for some time.
  • Low starting amounts: Many users mention starting with advance limits as low as $25 or $50.
  • Limits hard to increase: Some users find it difficult to increase their advance amounts, even after repaying previous advances on time.

While it's possible to get up to $250 from Albert, you might need to start with smaller amounts and build up over time. If you're expecting an immediate $250 advance, be prepared for a lower initial limit.

App reviews talking about Loan Amounts:
"Legit just got a cash advance for $100 no credit check no strings attached..."
"...it's good in a pinch, but have borrowed and repaid 2 or 3 times consecutively with not much increase..."
"...Being charge $9.99 per transaction, then $16.99 to text via Genius..."

How to get a bigger cash advance on Albert?

Many Albert users report challenges with increasing their cash advance limits. Some find themselves restricted to small amounts like $25 or $50, even after consistent use and timely repayments.

To potentially get a bigger cash advance on Albert, maintaining a strong repayment history is important, though it may not guarantee an increase. Users mention that the criteria for increasing limits are not always clear, which can be frustrating.

Engaging with the app's other features like savings and budgeting tools might improve your eligibility over time. If you're aiming for a higher cash advance limit, ensure your account is in good standing and consider reaching out to Albert's customer support for guidance.