By Editorial Team
Last Updated: Apr 03, 2025
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Albert is a cash advance app that lets you access up to $250 without charging interest or requiring a credit check. You can get cash advances ranging from $25 to $250 whenever you need them, and there's no monthly subscription fee for this feature.
To receive a cash advance with Albert, you need to have an Albert Cash account, maintain an active bank account with some transaction history, and enable the Smart Money feature on automatic schedule. While there's no fee to access cash advances, if you choose to transfer the funds instantly to an external account, a fee ranging from $5.99 to $14.99 applies.
Albert also offers other financial services like budgeting tools, automated savings, investing options, and access to financial advisors through subscription plans costing between $11.99 and $29.99 per month. The Albert cash advance app is developed by Albert Corporation, which is based in Covina.
Yes, Albert offers cash advances of up to $250 without requiring a monthly subscription. There are no credit checks, interest charges, or late fees, but you'll need to repay the advance within six days—you can request an extension of up to seven days if needed. With standard delivery, you can receive the funds in 2–3 business days at no cost, or you can get the money instantly transferred to your external account for a fee ranging from $5.99 to $14.99.
There are a few main criteria that will make you qualified for a cash advance from Albert:
Albert will then determine if you’re eligible and the maximum cash advance they can offer you.
Beyond the cash advances, Albert offers several other features that might help you manage your finances more effectively.
With the Albert Cash debit card, you can earn cash back on your everyday purchases. This includes up to 20% back at select grocery stores, up to 10% back on gas at major stations, and up to 15% back on entertainment and retail purchases like Costco, Target, and Walmart. You can add your card to Apple Pay or Google Pay for convenience, and if needed, you can freeze your card instantly through the app. Plus, you have access to over 55,000 fee-free ATMs nationwide, and if you set up direct deposit, you can get your paycheck up to two days early.
Albert can help you save money automatically by analyzing your income and spending to find small, safe amounts to set aside. You can set personalized savings goals, and the app will move money into your savings account without you having to think about it. The savings account also offers a high-yield interest rate with no minimum balance required. If you're interested in investing, you can start with as little as $1. You can choose to invest in individual stocks, ETFs, or opt for a managed portfolio tailored to your risk tolerance.
Albert provides budgeting tools to help you create and manage your monthly budgets. The app tracks your expenses in real-time, automatically categorizing your transactions so you can see exactly where your money is going. It also alerts you to unwanted fees or when bills increase. You can link all your financial accounts to get a full picture of your finances in one place. If you need personalized financial advice, you can connect with Albert's financial experts (called Albert Geniuses) via text messaging anytime. They can help with budgeting, saving, investing, and answer any other financial questions you might have.