Cash Advance Apps

How much does Beem let you borrow?

Last Updated: Apr 03, 2025

Beem advertises that they provide cash advances of up to $1,000. The maximum amount you can borrow depends on your eligibility, as determined by Beem's proprietary algorithm.

Beem considers factors like your bank account balance, transaction history, earnings profile, and spending habits to decide how much to lend you. They don't require credit checks or enforce income restrictions, making it easier for many users to qualify.

Does Beem actually send you $1,000?

Based on hundreds of different user reviews we analyzed, it seems highly unlikely for the average customer to get the $1,000 maximum amount advertised by Beem. Our data is drawn from reviews published in February and March 2025, providing the latest insights into Beem’s current practices. The overwhelming consensus is that:

  • Helpful in a pinch: some users appreciate Beem for providing quick cash advances when they need it most.
  • Forget about $1,000: most people don’t see anything near a $1,000 advance from Beem.
  • Low amounts available: at least 9 of those reviews explicitly mention they’ve only ever qualified for $10 to $30 (even after months or years of usage), while 1 review notes an advance of $150.

Despite some users finding value in Beem's service, the loudest refrain across these reviews is frustration with the small loan amounts. If you're hoping for a $1,000 deposit, proceed with caution—because according to most folks here, you'll probably just see $10 to $30.

App reviews talking about Loan Amounts:
"...wish the amounts were more but fast and convenient..."
"Most I ever got was 25 bucks but I’ll say it is always hopeful..."
"...wish you could borrow more than $30 without having to upgrade"

How to get a bigger cash advance on Beem?

If you're looking to get a bigger cash advance on Beem, consistently repaying your advances on time can help demonstrate reliability. Some users have found that maintaining a good repayment history may increase their chances of qualifying for higher amounts over time.

It's also important to ensure your bank account and personal information are up to date in the app. Linking your primary bank account where your income is deposited can help Beem assess your financial situation more accurately.

If you're still not seeing an increase in your cash advance limit, reaching out to Beem's customer support for assistance might provide more personalized guidance. They may offer insights into how you can adjust your account to qualify for larger advances.