Yes, Brigit offers cash advances of up to $250 if you’re on their $8.99 monthly Plus plan. With that subscription, you get access to cash advances and other features like credit monitoring. There are no interest charges or late fees, but they expect you to repay the advance on your chosen date, usually your next payday. The free Standard Delivery will get you the money in 1–3 business days, while the Express Delivery (which costs $0.99 to $3.99 per transaction) lets you receive the funds within about 20 minutes. If you opt for the $14.99 Premium plan, the Express Delivery fee is waived.

There are a few main criteria that will make you qualified for cash advances from Brigit:

1. Active checking account: You need a primary checking account that has been active for at least 60 days, used regularly for daily transactions, and maintains a positive balance.
2. Consistent income deposits: Have at least three recurring direct deposits from the same employer or income source into your linked account. Paychecks need to be regular and direct; irregular paychecks, ATM deposits, paper checks, or cash transfers don't qualify.
3. Verified income: Be able to show proof of consistent income to demonstrate earnings stability.
4. Ability to repay: Your average bank account balance and spending habits should show that you can repay the advance without financial distress.
5. Brigit Score of 40 or higher: Brigit evaluates your bank account health, spending behavior, and earnings profile to assign a score between 0 and 100. You'll need a score of at least 40 to qualify.

Brigit will then assess your eligibility and determine the maximum cash advance they can provide you, up to $250. No credit checks are required.

On top of the cash advances that Brigit offers, there are a few other features that might help you manage your finances and build your credit.

Budgeting and Financial Insights

Brigit can help you keep track of your spending and income with its budgeting tools. The app provides personalized insights and tips to help you budget effectively. You can see detailed breakdowns of your bills and spending, manage your subscriptions, and get a clear picture of your spending and earning trends over time. Plus, real-time account monitoring alerts you when your balance is running low or when bills are coming up.

Credit Builder

If you're looking to improve your credit score, Brigit offers credit building tools that report your payments to all three major credit bureaus—Experian, Equifax, and TransUnion. You can start building credit with as little as $1 per month, without any hard credit pulls, interest, or security deposits. It's a simple way to establish or boost your credit history without getting a traditional credit card.

Extra Income Opportunities

Brigit can also help you find ways to earn a little extra cash. Through the app, you can find job opportunities that suit your needs, whether they're part-time, full-time, gig, or remote positions. Additionally, you can earn cash by completing surveys and access exclusive offers like cash back deals and discounts to help you save more.