Cash Advance Apps

How much does Dave let you borrow?

How much does Dave let you borrow?

By Editorial Team
Last Updated: Apr 03, 2025

Dave advertises that they provide cash advances of up to $500. The maximum amount you can borrow from Dave depends on your eligibility, which is based on factors like your income history, spending patterns, and having at least three recurring deposits in your bank account.

Dave looks at your financial history to understand your ability to repay. You'll need an external bank account with at least 60 days of transaction history, maintain a positive balance, and have no outstanding ExtraCash balances with Dave.

Table of contents

Does Dave actually send you $500?How to get a bigger cash advance on Dave?

Does Dave actually send you $500?

Based on dozens of user reviews we analyzed, it seems that while Dave claims to offer cash advances up to $500, many users find it challenging to access that maximum amount. Our data from reviews published in February and March 2025 highlights a mix of experiences among Dave's customers. Here's what people are saying:

  • Some do get $500: A few users mention they've received advances up to $500, showing it's possible to reach the advertised maximum.
  • Inconsistent advance amounts: Many users report their loan amounts fluctuate without reason, often decreasing unexpectedly even after timely repayments.
  • Hard to reach $500: Several users state they've never been offered anywhere near $500, starting with as little as $25 or $50.
  • Sudden decreases: Users who've previously received higher amounts note their limits dropped significantly—with no changes in their financial situation.

In conclusion, while Dave can be helpful in a pinch, if you're counting on getting $500 every time, you might need to adjust your expectations. The app seems to offer varied experiences, so proceed with caution if you require larger advances.

App reviews talking about Loan Amounts:
"...instead of the “normal $400-$500” they said I’m Eligible for now all of a sudden it goes to $200..."
"I have been a loyal customer of Dave for years...yet they constantly are inconsistent on the amount they offer in advances..."
"...I’ve been with the same company for almost 8 years...Without warning they will step your advance down hundreds of dollars..."

How to get a bigger cash advance on Dave?

If you're looking to get a bigger cash advance on Dave, maintaining a consistent income and repaying your advances on time might help increase your limit. Some users have found that regular usage and keeping their account in good standing led to higher advance amounts over time.

However, several users have reported that their cash advance limits decreased unexpectedly, even when their income stayed the same or increased. It appears that Dave's system for determining advance amounts can be inconsistent, so if you notice a decrease, it might be worth reaching out to customer support for clarification.

Also, keep an eye on any changes to fees and terms within the app. Some users have noted that recent updates introduced additional fees, which could affect how you use the service.