Cash Advance Apps

How much does Gerald let you borrow?

How much does Gerald let you borrow?

By Editorial Team
Last Updated: Apr 03, 2025

Gerald offers cash advances up to $80. The amount you can borrow depends on your eligibility, which is based on factors like your employment status and income verification. To qualify, you'll need to provide some personal and financial information and complete Gerald's debit card verification process (this might include a temporary hold of no more than $1 on your card).

One thing to note is that a portion of your cash advance needs to be used for purchases through Gerald's Cornerstore or towards a mobile plan with Cranberry Mobile. There are no credit checks involved, so applying won't affect your credit score.

Table of contents

Does Gerald actually send you $80?How to get a bigger cash advance on Gerald?

Does Gerald actually send you $80?

Based on user reviews from March 2025, it appears that getting the full $80 cash advance from Gerald might not be as straightforward as advertised. Here's what users are experiencing:

  • Limited advance amounts: users wish they could access more of the cash advance, suggesting that the amounts offered are lower than expected.
  • Purchase requirements: some users report that to receive the advance, they have to make purchases from specific stores (like 'cornerstore' or 'temu type stuff'), which reduces the actual cash they receive.
  • Extra costs involved: complaints include high purchase requirements and additional shipping fees, making the advance less beneficial for those who need quick cash.
  • Transfer delays: users mention that the advance only allows selecting a few business days to transfer, which isn't ideal for those needing immediate funds.
  • Responsive customer service: despite the issues, some users love the app and find the customer reps very nice and responsive.

If you're considering Gerald for the $80 cash advance, be aware of these potential limitations and requirements that might affect your experience.

App reviews talking about Loan Amounts:
"...I wish I could get access to more of the cash advance..."
"Cash advance has low value to me due purchase req."
"...Poor advance rate and transfer time..."

How to get a bigger cash advance on Gerald?

To get a bigger cash advance on Gerald, users have found that making purchases in the app's Cornerstore is a key step. By spending a portion of your approved advance on items from the store, you might unlock the rest of the cash to transfer to your bank.

Some users report that even after making these purchases, the cash advance amounts remain small and don't increase over time. To potentially boost your limit, you may need to continue using the app and make regular purchases, though it's unclear if this guarantees a higher advance.

If you're aiming for a bigger cash advance, be prepared to navigate the Cornerstore requirement and consider contacting customer support for guidance. Keep in mind that some users find this process confusing, so exploring other options might be beneficial if you're looking for a more straightforward solution.