By Editorial Team
Last Updated: Apr 03, 2025
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Gerald is a cash advance app that offers instant cash advances to users without charging any interest, fees, or requiring credit checks.
To receive a cash advance with Gerald, you don't need to pay any subscription fees or upfront costs. You can access immediate funds ranging from $10 to $100, and you can transfer the money to your bank account for free after using a portion on Gerald's Cornerstore or Cranberry Mobile plans. They also provide a 'buy now, pay later' option for essential household items and mobile phone plans without any initial payment.
To be eligible for a cash advance, Gerald requires you to provide necessary personal and financial information, have verifiable income and employment, and complete their debit card verification process, which may involve a temporary hold of up to $1. There are no credit checks involved, so your credit score won't be affected. Gerald is a financial technology company based in New York.
Yes, Gerald gives cash advances of up to $80 with no fees, interest, or credit checks. You can get instant cash ranging from $10 to $80 without any subscription fees or hidden charges. Repayment is easy—you can set up a simple payment plan or have the amount automatically deducted from your next paycheck. The free standard delivery will get you the money in 2-3 business days, but if you need it faster, you can receive the funds in just 30 minutes without any additional fees.
There are a few main criteria to qualify for a cash advance with the Gerald app:
Gerald will then determine your eligibility and the maximum cash advance amount you qualify for, which can be up to $80.
Besides the instant cash advances, Gerald offers a few other features that can help you when you're short on cash.
Gerald lets you purchase essential household items and mobile phone plans without paying anything upfront. Through Gerald's Cornerstore, you can shop for necessities and choose flexible payment terms with no interest, fees, or late charges. If you're looking for a mobile plan, you can get one through Cranberry Mobile, keep your existing number, and enjoy service powered by T-Mobile—all without an initial payment.
You can earn rewards just by engaging with the Gerald app. Play in-app games, complete tasks, or fill out surveys to accumulate points. These points can be converted into Gerald's Store Rewards, which you don't have to pay back. Use your rewards to buy household essentials from Gerald's Cornerstore. Plus, by repaying advances on time and staying active in the app, you can earn even more rewards.
Gerald also offers additional features to help manage your finances. You can organize your bills within the app, take advantage of overdraft protection to prevent fees, and access a portion of your paycheck early if needed. Best of all, there are no hidden fees—no interest rates, subscription fees, transfer fees, tips, or express fees. Everything is designed to be transparent so you can have peace of mind.