Yes, MoneyLion offers cash advances through its Instacash feature. You can borrow up to $500 with no interest, fees, or credit check. If you open a RoarMoney account and set up direct deposits, you could boost your limit up to $1,000. The money is automatically repaid on your next payday, so you don't have to worry about missed payments. The standard delivery is free and takes 1-5 business days, but if you need the cash instantly, you can pay a Turbo Fee (from $0.49 to $8.99, depending on the amount and where it's sent) to get the money in minutes.

There are a few main criteria that will make you eligible for a cash advance from MoneyLion:

1. Checking account: Have an active checking account open for at least 60 days under your name; savings or money market accounts are not eligible.
2. Direct deposits: Receive regular direct deposits from eligible sources like payroll income, government benefits, pensions, or contractor income. There should be at least three recurring deposits from the same payer on a consistent schedule (weekly, bi-weekly, semi-monthly, or monthly).
3. Positive balance: Maintain a positive account balance without frequent overdrafts; your account shouldn't be overdrawn when requesting a cash advance.
4. Repayment history: Any previous Instacash® advances must have been repaid in full, including any associated fees like Turbo Fees.
5. Account in good standing: If you're a Credit Builder Plus member, your account must be in good standing with no late or missed loan payments.
6. Verifiable deposits: MoneyLion must be able to detect eligible direct deposits into your linked account, and you may need to verify your account ownership. MoneyLion will then determine your eligibility and the maximum cash advance they can offer you, up to $500, or up to $1,000 if you have a RoarMoney℠ account with qualifying direct deposits. No credit checks are required for Instacash® advances.

On top of the cash advances that MoneyLion offers, there are a few other features that you might find useful.

RoarMoney℠ Mobile Banking

MoneyLion provides a mobile banking account called RoarMoney℠ with no fees. With RoarMoney℠, you can get paid up to 2 days early if you set up direct deposit. Plus, if you have recurring direct deposits, you might increase your Instacash limit up to $1,000. You'll receive a MoneyLion Debit Mastercard® with benefits like cell phone insurance and travel protection. Additionally, the Round Ups feature lets you automatically invest your spare change into investment accounts.

Credit Builder Plus

Need to build your credit? MoneyLion's Credit Builder Plus program offers loans up to $1,000 designed to help boost your credit score over time. You don't need a credit check to access these loans. By making on-time payments, which are reported to credit bureaus, you can improve your credit score. They also have a personal loan marketplace where you can explore loan offers from partners, with flexible terms ranging from 12 to 84 months and APRs from 5.99% to 35.99%.

Investment Services

With MoneyLion, you can open and manage investment accounts directly through the app. You can invest in stocks and cryptocurrencies (availability may vary). The Round Ups feature helps you invest effortlessly by automatically investing your spare change from purchases.