Download the Vola Finance app and follow these steps:

1. Create account: Sign up using your email.
2. Choose plan: Select a membership plan. The Basic plan is free.
3. Link bank: Connect your bank account(s) to the app.
4. Request advance: When you need cash, request an advance up to $500 without a credit check.
5. Receive funds: Choose to get the funds in your bank account or on the Vola Card.
6. Repayment: Set your repayment date based on your income to avoid overdraft fees.

You will usually get your cash advance in your bank account within 5 hours with the standard transfer that's included in your monthly subscription.

At the moment, express transfer times and fees aren't specified, so you can expect to receive your funds within those 5 hours without any extra charges.

Out of hundreds of reviews published in March 2025 that we analyzed, we found 30+ recent comments mentioning funding speed. Here's what users say about it:

• Fast for some: A few users appreciate quick access to funds, noting they received money right away.
• Slow funding times: Many users complain about delays, stating it takes 2–3 days to receive advances, which is too long when they need cash urgently.
• Delayed repayments: Several mention that repayment processing is slow, taking 5–6 days and delaying their ability to borrow again.
• No instant option: Some point out the lack of an instant transfer unless you have a Vola card, limiting immediate access to funds.

Overall, while some users are satisfied with the speed, many feel the funding process is too slow to meet urgent needs.