Cash Advance Apps

How much does Vola Finance let you borrow?

How much does Vola Finance let you borrow?

By Editorial Team
Last Updated: Apr 03, 2025

Vola Finance advertises that they provide cash advances of up to $500. The actual amount you can borrow depends on your eligibility, which is based on your bank account activity and balance.

To qualify, you'll need a personal bank account that's more than 3 months old, has regular activity, and maintains an average balance over $150. Vola Finance looks for regular income or deposits to understand your ability to repay. Also, you shouldn't have more than two cash advances within the last 30 days, and you must have repaid any previous advances from them in full.

Table of contents

Does Vola Finance actually send you $500?How to get a bigger cash advance on Vola Finance?

Does Vola Finance actually send you $500?

Based on hundreds of user reviews we analyzed, it seems highly unlikely for the average customer to get the $500 maximum amount advertised by Vola Finance. Our data is drawn from reviews published through March 2025, providing the latest insights into Vola Finance's current practices.

  • A few higher advances: Some users mention receiving advances up to $200 or even $225, with one user noting their amount grew over time.
  • Most start and stay low: Many users report their advances are stuck at $15 or $20, even after consistently paying back on time.
  • High fees for small amounts: Users mention paying monthly fees (like $3.99), which might even get deducted from the small advances, leaving them with even less.
  • Difficult to qualify for more: Some say you need an average bank balance of $150 to get higher advances—tough for those living paycheck to paycheck. While there are some success stories, the overwhelming sentiment is that if you're expecting to get anywhere close to $500 from Vola Finance, you'll probably be disappointed. Most folks seem to only qualify for minimal amounts, so if you're looking for a significant cash boost, you might want to keep your expectations in check.
App reviews talking about Loan Amounts:
"...I was shocked to see that I was dropped to the free tier and only had an option to upgrade where I qualified for a $15 advance..."
"Been using the app and paying on time and it’s always $20.00…. Really??"
"...3.99 for subscription and they gave you 15 cash advance to buy 1 water..."

How to get a bigger cash advance on Vola Finance?

Many Vola Finance users have noted challenges in increasing their cash advance limits beyond initial amounts like $15 or $20. Despite consistently repaying advances on time and having regular income deposits, many find their limits remain low.

To potentially secure a bigger cash advance on Vola Finance, maintaining an average bank balance of at least $150 seems important, as some users mention this as a requirement. Ensuring your bank account shows regular, recurring deposits and transactions might improve your Vola Score, which could lead to higher advance amounts.

However, some users have expressed frustration that even after meeting these criteria, their limits don't increase, and the process isn't always clear. It might be helpful to contact Vola Finance's customer support for guidance on how to boost your eligibility for larger advances.