By Editorial Team
Last Updated: Apr 03, 2025
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Vola Finance is a cash advance app that lets you access up to $500 instantly without any interest charges or credit checks. Instead, they charge a monthly subscription fee starting at $1.99, depending on the plan you choose.
To get a cash advance with Vola, you'll need to meet some eligibility criteria. This includes having a personal bank account that's over three months old with regular activity and an average balance of over $150. Your account should also regularly receive income or deposits. Plus, you shouldn't have more than two advances in the last 30 days or any outstanding balance with them.
Beyond cash advances, Vola offers a Vola Card that helps you build your credit score. You can use it for everyday purchases, and your monthly payments are reported to credit bureaus. The app also provides tools like a loan dashboard to manage all your loans in one place, spending analysis to help you budget better, and alerts to prevent overdraft or NSF fees.
Vola Finance says they have over 500,000 happy members and are based in Delaware.
Yes, Vola Finance offers cash advances of up to $500 with no interest charges or credit checks. For a monthly subscription starting at $1.99, you get access to these cash advances and other financial tools they offer. You can choose your repayment date within a maximum of 30 days, and there are no late fees or penalties. Funds are typically delivered within 5 hours directly to your bank account or loaded onto the Vola Card. They also provide features to help you build your credit and manage your finances.
There are a few main criteria that will make you qualified for a cash advance from Vola Finance:
Vola Finance will review these criteria to decide if you’re eligible and determine the maximum cash advance they can offer you. Make sure you're also compliant with all applicable laws to use their services.
Apart from offering instant cash advances up to $500, and with a monthly subscription starting at $1.99, Vola Finance provides several other features that might help you manage your finances better.
The Vola Card can be a useful tool if you're looking to build your credit without dealing with credit checks or overdraft fees. You can use it for your everyday purchases, and Vola reports your monthly payments to credit bureaus, which might help improve your credit score over time. Plus, you can earn cash back on purchases and redeem those points for real cash deposited back into your bank account.
Vola's Loan Dashboard lets you keep track of all your loans and credit balances in one place. It automatically gathers your loan information when you sign up, so you can easily monitor outstanding balances and due dates. You'll receive reminders to help avoid missing payments, and the app provides insights on how much you can afford to pay towards your loans, helping you reduce your debt faster.
Understanding where your money goes is key to better financial health. Vola offers spending analysis tools that break down your spending habits, helping you budget more effectively. By seeing where your money is spent, you might find ways to cut back and save.