Cash Advance Apps

Is Albert app legit?

Last Updated: Apr 03, 2025

Albert is a legit cash advance app. Developed by Albert Corporation and headquartered in Covina, it offers cash advances up to $250 without credit checks or interest. You can receive funds instantly (a fee applies for instant transfers). As of March 2025, there are no official complaints reported against Albert.

How reliable is Albert?

Hundreds of Albert reviews from February and March 2025 that we analyzed suggest users can rely on the app. Here’s what they have to say:

  • Lifesaver: Many users describe Albert as a “lifesaver,” helping them out when they need it most.
  • Always there: Reviewers appreciate that Albert is "always there," providing funds in times of need.
  • Easy to use: Several mention the app is easy to use and quickly delivers funds when they're running low.
  • Dependable friend: Some liken Albert to a "best friend" that's there in a pinch.

The dominant theme is clear: most users see Albert as a reliable and helpful app that's there when they need a financial boost, making it easier to navigate tight spots until payday.

How much can I get from Albert?

Users report mixed experiences with the cash advance amounts available through Albert. Here's the scoop:

  • Up to $250 possible: A few users mention being able to borrow up to $250, appreciating the quick and hassle-free access to funds when needed.
  • Quick cash in a pinch: Many users have received advances of $50 to $100 almost instantly, highlighting the app's usefulness during tight times.
  • Stuck at low limits: Some users express frustration at being limited to low advance amounts, like $25 or $50, even after repaying on time for months.
  • Difficulty increasing amounts: A couple of users note that increasing their advance limits is challenging and slow, with one user seeing only a small $25 increase every few months.

So what's the bottom line? While Albert does offer advances up to $250, many users may start with lower amounts and may find it takes time to reach higher limits.

App reviews talking about Loan Amounts:
"Legit just got a cash advance for $100 no credit check no strings attached..."
"...it's good in a pinch, but have borrowed and repaid 2 or 3 times consecutively with not much increase..."
"...Being charge $9.99 per transaction, then $16.99 to text via Genius..."

What users say?

Positive
1%
Negative
99%
Many users complain about Albert's subscription model, describing it as deceptive and predatory. A recurring theme is that users are charged monthly fees without clear consent or understanding, with some reporting fees as high as $16.99. Several reviews mention being automatically enrolled in subscriptions without explicit approval, leading to unexpected charges. Users express frustration over the lack of transparency regarding costs and the difficulty in canceling subscriptions. The sentiment is overwhelmingly negative, with many feeling misled by the app's practices.
App reviews talking about Subscription Model:
"...they’re taking money from me on monthly basis without me subscribing to anything..."
"I am NOT pleased that I had to attach my bank accounts and then I was told it was $16.99 a month..."
"...they activated a subscription on my account WITHOUT my approval to steal money..."

Scam reports

Even though Albert is a legitimate company, we found 60+ reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 40 explicitly call the service a “scam”, “fraud”, or “thieves,” while others mention unauthorized charges or hidden fees that made them feel deceived.

Several users express concerns about difficulties in canceling their accounts or stopping unwanted charges, and some worry about identity theft or misuse of their personal information. Many also report issues with customer service, saying it's nearly impossible to reach a real person or get helpful assistance.

The overarching theme is that people feel tricked or financially harmed, often pointing to unwanted subscriptions, surprise fees, and an inability to cancel or resolve issues. Just a heads up if you're considering using Albert—you might want to proceed with caution based on these reports.

App reviews talking about Scam:
"...this app is a scam … they are the worst… do not use this app… they steal your money"
"This app is a scam, I don't know how many times I've told them to close this account..."
"...they make it impossible to cancel your subscription"