Cash Advance Apps

Is Brigit app legit?

Last Updated: Apr 03, 2025

Brigit is a legit cash advance app. Founded in 2017 and headquartered in New York, the company claims to have over 9 million users. Brigit offers features like instant cash advances up to $250 without credit checks or hidden fees. However, it's important to note that in November 2024, the FTC ordered Brigit to pay $17 million in refunds to over 1.8 million customers due to allegations of deceptive practices. These included advertising cash advances that most users didn't qualify for and charging undisclosed fees. So while Brigit is a legitimate service, it's a good idea to read the fine print and make sure it fits your needs before using it.

How reliable is Brigit?

Hundreds of Brigit reviews from January to March 2025 that we analyzed suggest users can rely on the app. Here’s what they have to say about it:

  • Lifesaver: Dozens of users describe Brigit as a "lifesaver," helping them out "in a pinch" when funds are tight.
  • Always there: Many reviewers highlight that it's "always there when I need it," showcasing the app's reliability during emergencies.
  • Fast and easy: Users praise the app for being "fast, easy, and reliable," with quick deposits that arrive when they need them most.
  • Reliable backup: Several people see Brigit as a dependable backup plan to avoid overdrafts or cover unexpected expenses.

Overall, the consensus is clear: most users find Brigit to be a trustworthy service that comes through when they need it, making it a helpful tool between paychecks.

How much can I get from Brigit?

  • Possible to increase: Some users mention they've been able to unlock higher loan amounts over time.
  • Stuck at $50: Many people report they can only borrow $50, even after using Brigit for months or years.
  • Limits don't grow: Users often express frustration that their loan amounts don't increase despite timely repayments.
App reviews talking about Loan Amounts:
"...only have ever been able to borrow $50. No matter how much I make it’s always the same thing..."
"I have been using Brigit for a while now and still haven’t gotten an higher amount..."
"...never gives more than 50. I’ve had them for a long time. It comes in handy for sure when you need gas or a few groceries..."

What users say?

Positive
1%
Negative
99%
Many users complain about Brigit's subscription model, highlighting the high monthly fees ranging from $8.99 to $15, which they find excessive for the limited cash advance amounts offered, often capped at $50. Users express frustration over misleading advertising, as they are not informed about the subscription fees upfront and feel trapped into paying them. Some mention that despite paying for the subscription, they still face difficulties in qualifying for cash advances due to the app's scoring system. The sentiment is largely negative, with users feeling that the service is not worth the cost, especially when compared to other apps offering better terms.
App reviews talking about Subscription Model:
"...they charge a monthly fee plus I have had it for over 1 year and never got an increase in the amount I can borrow it stayed at 50 dollars..."
"I was so excited to try out this app because I’ve seen the commercials all over the place and saying how there’s no membership fees no late fees, but after you get done putting in your information..."
"...now that they charge 8.99 for a subscription and still charge an advance fee to get the $50... There are much better options..."

Scam reports

Even though Brigit is a legitimate company, we found 20+ reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 15 users explicitly call the service a “scam”, “fraud”, or “thieves,” while others mention unexpected charges or hidden fees that made them feel deceived.

Some users worry about identity theft or data misuse, and several say they never received the promised “instant” advances but were still charged subscription fees.

The common theme is that people feel tricked or financially harmed, often pointing to unwanted subscriptions, surprise charges, difficulty canceling, and lack of helpful customer service.

App reviews talking about Scam:
"...they said even though it would not give me the loan I still have the $8.99 coming out of my account..."
"I deactivated my accounts months ago and they kept taking money..."
"...they promised me a advance and I pay them it says oh you don’t qauelfy for the advance..."