Hundreds of Dave reviews from February and March 2025 that we analyzed suggest users can rely on the app. Here’s what they have to say about it:

• Lifesaver: Many users describe Dave as a "lifesaver" during tight financial situations, helping them when they need it most.
• Always there when needed: Several people mention that Dave is "always there when I need it" or "always on time", highlighting its reliability.
• Quick and easy: Users appreciate how quick and easy it is to get an advance, with some noting the app is "fast", "simple", and "easy to use".
• Unpredictable changes: A few reviewers are frustrated by unpredictable changes in their advance amounts, making it hard to plan.
• Increased fees: Some users complain about higher fees and service charges, feeling that costs have increased without notice.

Still, the dominant theme is clear: most users find Dave to be a helpful tool that provides quick financial support when they need it, making tight times a little easier to handle.

The overwhelming consensus among users is that it’s tough to get Dave’s advertised $500 maximum. Here’s what people are saying:

• Forget about $500: Most folks don't see anything close to a $500 advance from Dave. Many report only getting $25 or $50, even after months of timely repayments.
• Amounts decrease: Several users mention that after initially receiving higher advances (like $200 or more), their available amount unexpectedly dropped to lower figures without any change in their income or repayment habits.

While a few users appreciate Dave for helping out in a pinch, the common frustration is not accessing the higher loan amounts advertised. If you're hoping for a $500 boost, be prepared—you might end up with much less.

Even though Dave is a legitimate company, we found 14 reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 13 explicitly call the service a “scam” or “fraud,” while others mention unexpected charges or fees that made them feel misled.

Several users report unauthorized withdrawals from their bank accounts, with amounts as high as $300, and difficulties obtaining the advertised loan amounts. A few expressed concerns about potential identity theft due to suspicious login attempts after signing up.

The common theme is that people feel tricked or financially harmed, often citing surprise fees, lower-than-promised cash advances, and challenges with customer service or closing their accounts.