Thousands of EarnIn reviews from March 2025 that we analyzed suggest users find the app reliable and helpful. Here's what they have to say:

• Lifesaver: Many users describe EarnIn as a "lifesaver," praising how it helps them during financial crunches and emergencies.
• There When Needed: Numerous people appreciate that EarnIn is "always there" when they need it, providing quick access to their earned wages.
• Fast and Reliable: Users frequently mention the app's speed and reliability, highlighting how funds are deposited swiftly when they're in a pinch.
• Advance Limits: A few users wish they could access higher advance amounts to better meet their financial needs.

Overall, the dominant theme is clear: most users view EarnIn as a dependable tool that offers a helpful safety net between paychecks, making unexpected expenses easier to manage.

While EarnIn advertises a maximum cash advance of $750, users report that reaching this amount may take time. Here's what we found:

• Limits increase with use: Many users mention that their borrowing limit increased as they continued to use the app and repay on time. One user shared, "You guys started out small and I could never get an increase. But now you guys are much better."
• Higher advances possible: Some users have accessed higher amounts over time. One user said, "I get up to 500 a week."
• Daily limit frustrations: A few users wish the daily withdrawal limit was higher. As one user noted, "I love being able to use EarnIn when I need you only thing I wish is I could pull a higher max per day." Overall, it appears that while you might not have immediate access to the full $750, consistent use and timely repayments can lead to higher cash advance limits with EarnIn.

Even though EarnIn is a legit company, we found 3 recent reviews out of hundreds analyzed that describe the app as a scam. Users express frustration about not receiving promised funds after providing their bank details and work information.

One user was approved for $50 but then faced account issues and unresponsive customer support, leading them to question the app's legitimacy. Another mentioned the app takes more than it gives, calling it "not worth it" and urging others not to use it.

While these complaints are a small fraction of total users, they highlight concerns about fund accessibility and customer service responsiveness. It's important to consider these experiences when deciding if EarnIn is right for you.