Cash Advance Apps

Is Grid Money app legit?

Last Updated: Apr 03, 2025

Grid Money is a legit cash advance app developed by Hatfield, Inc., headquartered in San Francisco. The app offers features like quick cash advances up to $100, credit-building loans, and an income protection program. As of March 2025, there are no official complaints or regulatory actions against Grid Money.

How reliable is Grid Money?

Hundreds of Grid Money reviews from January to March 2025 that we analyzed suggest users find the app reliable. Here’s what they have to say about it:

  • There when needed: Many users mention that Grid Money "always comes through" or is "there when I need it," appreciating the support during tight financial times.
  • Easy and fast: Users praise the app as "easy to use" with a "fast and easy application process," allowing them to access funds quickly.
  • Helps in a pinch: Several reviews highlight how Grid Money helps them "in a pinch" or "comes in clutch" when unexpected expenses arise.
  • Reliable service: Users describe the app as "reliable," "dependable," and "trustworthy," valuing its consistent performance.
  • Flexible repayment: Some appreciate the flexible repayment options, mentioning the ability to "pick date to pay back" and the helpful repayment terms.
  • Good customer service: A few users note positive experiences with customer service, stating that they "got back to me right away" and "fixed my issue." Overall, the dominant theme is clear: most users see Grid Money as a helpful and reliable resource for accessing short-term funds, easing financial stress when they need it most.

How much can I get from Grid Money?

When it comes to cash advances from Grid Money, most users start off with $50. As you repay on time, your advance amount can increase, with some users reaching up to $100. While many are satisfied with the service, a few users express a desire for higher advance amounts.

Here's what people are saying:

  • Advance grows with timely payments: Users note that their available advance increases as they demonstrate a good repayment history.
  • Quick and easy process: Many appreciate how easy it is to get an advance when needed.
App reviews talking about Loan Amounts:
"...amazingly after I signed up I immediately got an offer for $50 and no other app ever did this so fast for me before..."
"Grid has really helped get by while I’m in between pay checks..."
"...you have a chance to get increases as you pay back."

What users say?

Positive
9%
Negative
91%
Many users complain about the difficulty of canceling their subscriptions with Grid Money. The process is described as cumbersome, requiring users to submit requests through chat and wait for approval, which often leads to prolonged and frustrating experiences. Some users report being charged even after attempting to cancel multiple times, with no response from customer support. The sentiment is overwhelmingly negative, with users feeling trapped and scammed by recurring charges despite their efforts to unsubscribe.
App reviews talking about Subscription Cancellation:
"...I try to cancel my membership. It’s literally easier to renew my drivers license than cancel this membership..."
"I STILL HAVENT BEEN ABLE TO ACCESS MY ACCOUNT DUE TO U GUYS LOCKING IT..."
"...I canceled my membership back in November and it still changed me today..."

Scam reports

Even though Grid Money is a legit company, we found 30+ recent reviews describing the service as scammy (out of hundreds we analyzed). About 20 explicitly call the service a “scam”, “fraud”, or “thieves”, while others mention unexpected charges or difficulties canceling subscriptions.

Several users express concerns about unauthorized withdrawals or being charged even after canceling the service. A few worry about potential data misuse or identity theft, especially after providing sensitive information and then being denied services.

Many also report not receiving the promised cash advances but still getting billed the monthly fee. The common theme is that users feel misled or financially impacted due to hidden fees, lack of customer support, and issues with account management.

App reviews talking about Scam:
"...Still charging me MONTHS after I cancelled."
"Do not trust they will take your money"
"...THEY FRAUDULENTLY CHARGE YOU! This is one GREEDY company."