Cash Advance Apps

Beem reviews: complaints & concerns

Last Updated: Apr 03, 2025

Although Beem has an average lifetime rating of 3.7 on the App Store and Google Play store, it received a 3.1 rating from user reviews in February and March 2025. Some users did voice complaints about various aspects of the product though. Read on to discover these complaints, common concerns, and more.

What do Beem users complain about?

Out of hundreds of user reviews published in early 2025, here are some of the biggest frustrations shared about Beem:

  • Bank Verification Issues: Many users report being unable to link their bank accounts, with the app failing to verify accounts or getting stuck during the process.
  • App Glitches and Crashes: A significant number of users complain about the app freezing, crashing, or not loading past the login screen, making it unusable.
  • No Access to Cash Advance: Dozens of users express frustration over not being able to access the cash advance feature, often encountering messages about high demand or being placed on a waitlist for months.
  • Unexpected Charges: Several users mention being charged subscription fees despite not using the service, being unable to access features, or even after attempting to cancel their accounts.
  • Poor Customer Service: Users frequently mention unresponsive or unhelpful customer support, with difficulty reaching a real person or receiving adequate assistance.
  • Difficulty Cancelling Accounts: Some users find it challenging to close their accounts or stop the subscription fees, even after multiple attempts.
  • Unexpected Withdrawals: There are reports of Beem withdrawing funds unexpectedly or at inconvenient times, sometimes leading to overdraft fees.

Overall, persistent technical issues and concerns over unexpected charges and poor customer support dominate the dissatisfaction among Beem users.

App reviews talking about Complaint:
"...I’ve been trying to sign up for months now. It tells me link my bank and it successfully takes me through the process and links my bank, but then says something went wrong..."
"I’ve called and emailed almost daily for a month and nothing has been done. They will not give me a refund even though I haven’t been able to use the program..."
"...I’ve been charged for a subscription for this app since 2022, and now they keep asking me to pay a 'fee' for having the account when I didn’t even sign up for this subscription..."

Scam reports

Even though Beem is a legitimate company, we found over 25 recent reviews describing the service as scammy (out of hundreds we analyzed). Around 15 users explicitly call the app a "scam," "fraudulent," or "thieves," while others report unauthorized charges and difficulty canceling subscriptions.

Several users mention being charged fees without using the app and struggling to access their own money or the promised cash advances. A few are concerned about data misuse or feel their personal information isn't safe.

The common thread is that people feel misled or cheated, citing issues like unwanted charges, inability to cancel, poor customer service, and a cash advance feature that doesn't deliver as advertised.

App reviews talking about Scam:
"...I purchased a pro plan from beem and haven’t able to access my everdraft in two months..."
"This app charged me over 2 years worth of monthly subscription fees without me ever opening the app..."
"...They refuse to close my account unless I pay them a bunch of fees even though my account has been inactive..."

Overdraft reports

We found multiple overdraft-related complaints about Beem. Users report that the app sometimes takes repayments earlier than expected, causing their bank accounts to go negative.

Some mention that Beem debited partial amounts when there weren't enough funds, leaving their accounts at zero balance. Others claim that even after canceling their accounts, Beem continued to withdraw funds, leading to overdraft fees.

A few users also state that payments were taken on the wrong days, not aligning with their paydays, which resulted in overdrafts. These issues caused frustration due to inadequate customer support and unresolved app glitches.

App reviews talking about Reported Overdraft:
"...they took out $12.51 on nov 21 and made my bank acct go under..."
"...leave your account with a $0.00 balance..."
"...they caused my bank account to negative multiple times..."

What users say on other topics

Positive
1%
Negative
99%
Many users express significant frustration with Beem's subscription cancellation process. They report being charged for subscriptions they believed were canceled, with some accumulating fees over several years. Attempts to cancel are often met with demands to pay outstanding dues first, which users find unreasonable, especially when they haven't used the app. Customer service is frequently described as unresponsive or unhelpful, leaving users feeling trapped in a cycle of unwanted charges. The sentiment is overwhelmingly negative, with many labeling the app as a scam and warning others to stay away.
App reviews talking about Subscription Cancellation:
"...they won’t let me cancel it until the outstanding dues were paid..."
"I’ve accumulated over $200 in fees though I’ve begged them monthly for two years to cancel my subscription."
"...they are still trying to charge me nearly 4x the amount of money I borrowed AND PAID BACK..."