Although Brigit has a lifetime rating of 4.8 on the App Store and Google Play store, recent user reviews in March 2025 gave it a lower average rating of 3.7. Some users have voiced complaints about various aspects of the app. Read on to discover these complaints, common concerns, and more.
Out of hundreds of user reviews published in early 2025, here are some of the biggest frustrations shared:
Overall, unwanted charges, low advance limits, and poor customer service dominate the dissatisfaction.
Even though Brigit is a legitimate company, we found 20+ reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 15 users explicitly call the service a “scam”, “fraud”, or “thieves,” while others mention unexpected charges or hidden fees that made them feel deceived.
Some users worry about identity theft or data misuse, and several say they never received the promised “instant” advances but were still charged subscription fees.
The common theme is that people feel tricked or financially harmed, often pointing to unwanted subscriptions, surprise charges, difficulty canceling, and lack of helpful customer service.
We found seven overdraft-related complaints, mostly about unexpected charges leading to overdraft fees from $15 to $97.
Two users report incorrect due-date calculations, causing payments to be attempted before funds are available or before their payday, resulting in NSF fees. Others claim unauthorized charges after deleting the app or without receiving a loan, triggering overdrafts, and one mentions unexpected membership fees causing additional overdraft costs.
Another user says after paying off their balance, they received an email stating their account went negative and were urged to take another advance to avoid overdrafting.
In November 2024, the Federal Trade Commission (FTC) ordered Brigit to pay $17 million in refunds to over 1.8 million customers due to deceptive practices. The FTC found that Brigit misled users by advertising cash advances up to $250 when only 1% of users qualified for that amount, and by charging hidden fees despite promoting free instant transfers and no hidden costs.