Cash Advance Apps

Vola Finance reviews: complaints & concerns

Last Updated: Apr 03, 2025

Although Vola Finance holds an average lifetime rating of 4.4 on the App Store and Google Play store, it recently received a low rating of 1.8 from user reviews in March 2025. Some users have voiced complaints about various aspects of the product. Read on to discover these complaints, common concerns, and more.

What do Vola Finance users complain about?

Out of hundreds of user reviews published in early 2025, here are some of the biggest complaints about Vola Finance:

  • Can't get an advance: Many users say they can't qualify for an advance despite meeting all requirements and having regular deposits.
  • Tiny advance amounts: Dozens are frustrated that they can only get $20 advances that never increase, even after on-time repayments.
  • No customer support: Numerous users complain they can't reach support or get any response to emails and messages.
  • Technical glitches: About 15 users report issues with the app, including login problems and glitches during sign-up.
  • Unexpected charges: Several warn about ongoing subscription fees even after canceling or deleting the app.
  • Banks not accepted: Users are annoyed that common banks like Chime and Varo aren't supported, and even big banks like Chase are suddenly not accepted.
  • Slow processing: Some mention advances and repayments take days to process, defeating the purpose of quick cash.
  • Hidden fees: A few feel misled by upfront fees or being charged for tiers without being able to get an advance.
  • Decreased limits: A handful report their advance limits were suddenly reduced without explanation. Overall, the inability to access advances and poor customer service seem to be the biggest issues.
App reviews talking about Complaint:
"...keeps saying I need to add a bank account with reoccurring payments..."
"I have message you guys like 20 times no email back from you!..."
"...I have tried to setup an account because they said they accept chime but when I try to setup my account it says chime not supported..."

Scam reports

Even though Vola Finance is a legit company, we found 30+ reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 25 explicitly call the service a “scam”, “fraud”, or “thieves” while others mention forced charges or hidden fees that make them feel deceived.

Several users worry about identity theft or data misuse, and many say they never received the promised advances but still got charged. Multiple people report being unable to cancel subscriptions, facing surprise fees, and having trouble reaching customer service.

The overarching theme is that people feel scammed or financially harmed, often pointing to unwanted charges, difficulty in canceling services, and concerns over data security.

App reviews talking about Scam:
"...charged my card and locked me out of my account..."
"They stole $2.99 out my bank account and deactivated my account."
"...charged a fee under a pretense that I would be qualified for a cash advance..."

Overdraft reports

We came across eleven overdraft-related complaints, with most folks saying Vola charged their bank accounts earlier than expected, which led to overdrafts. Several users mention the app withdrew payments days before the agreed repayment date, causing their accounts to go negative and triggering NSF fees.

Some users tried adjusting their repayment dates to avoid overdrafts, but the app didn't seem to accommodate the changes, and support wasn't much help. Others report that even after they thought they'd paid back their advances, Vola still showed amounts owed or kept debiting their accounts, even after attempts to cancel or revoke authorization.

There are also complaints about unexpected fees, like a $3.99 charge that led to additional overdraft fees. Overall, many users are frustrated with unresponsive customer support and unexpected charges causing their accounts to be overdrawn.

App reviews talking about Reported Overdraft:
"...they keep saying I need to “verify my number” yet won’t send me the code because I already have. They’re also saying that I have an advance in default when I know they have it because they overdrafted my account to get it..."
"They added the 3.99 fee that sent my account into overdraft and i have to pay $15 for it..."
"...they just overdrafted my accounted they charged me 35 dollars. my advance isn't even due for 10 days and my advance was only 30 dollars..."

What users say on other topics

Positive
1%
Negative
99%
Many users express serious concerns about Vola Finance's handling of personal information and security. A recurring theme is the app's alleged misuse of user data, with several reviewers claiming that their information was sold or used without consent. Users report being charged without receiving the promised services, and some mention difficulties in deleting their accounts or unlinking their bank information. The sentiment is overwhelmingly negative, with many labeling the app as a scam and warning others against sharing their personal details.
App reviews talking about Security & Privacy:
"...they sell your info and charge you without assisting any problems..."
"This company Vola will steal your information..."
"...Beware this place just wants all of your personal information and that’s all."