Cash Advance Apps

Empower user reviews

Last Updated: Apr 03, 2025
We went over the latest 400 Empower app reviews in April so you don't have to, and summarized them to tell you what users really think! 🧐

Empower holds an impressive 4.7 lifetime rating from over 499k+ user reviews, reflecting strong satisfaction with the app. Recent reviews, however, have been less favorable, with Empower receiving a 2.8 rating in the last few weeks (as recent as March 2025). Read on to discover what users appreciate, common concerns, and more.

4.7
500K Reviews
Google Play
4.7
iOS App Store
4.8

Users say

Users appreciate Empower for offering quick cash advances, with some receiving funds almost instantly, which helps during financial crunches. Many find it easy to use and note that it can assist in building credit over time. However, several users report that the app often crashes or becomes unresponsive, especially after updates, making it hard to access their accounts. Customer support is a common complaint, with users mentioning automated responses and difficulty getting real help. Some are also frustrated that their cash advance limits decreased despite repaying on time, and that they were charged unexpected subscription fees even after canceling.

👎Security & Privacy
👎App Stability
👎Customer Support
Ease of Use
👍Funding Speed
👍Reliability

What users like most

Ease of Use
Many users appreciated the app's ease of use and straightforward navigation for managing finances.
Quick Access to Funds
Users frequently mentioned the app's ability to provide quick cash advances when needed.
Helpful in Financial Emergencies
The app was praised for being reliable and helpful during financial crises.

Common complaints

Login and Access Issues
A significant number of users reported persistent login problems and app crashes.
Poor Customer Support
Many reviews highlighted dissatisfaction with customer service and unresolved issues.
Subscription and Hidden Fees
Users expressed frustration over unexpected charges and the subscription model.

Summary by feature

Positive
1%
Negative
99%
Many users express serious concerns about the security and privacy of the Empower app. A recurring issue is the app's demand for sensitive personal information such as Social Security numbers, birthdates, and zip codes, which some users find excessive and suspicious. There are also reports of the app being inaccessible, with login issues and verification problems causing frustration. Users are particularly worried about the app's access to their financial data, with some describing it as a phishing attempt. Overall, the sentiment is negative, with users feeling uneasy about the app's handling of their personal and financial information.
App reviews talking about Security & Privacy:
"...Blocks VPN use, which is obviously a necessity for many people..."
"I’m not sure about this app. It immediately asks for SSN, Birthday, and zipcode..."
"...I received two calls from Empower planners. They had full access to my investments..."

Empower customer service

Examining how Empower replies to user complaints reveals much about their customer service philosophy. You'll see whether they actively respond to complaints and take a user-first approach, or tend to shift blame onto the users. This analysis aims to provide a comprehensive understanding of their commitment to customer satisfaction.

Over half of recent Empower reviews are complaints, which is quite concerning. Unfortunately, Empower addresses only about 28% of these complaints, leaving many users without a response. We noticed that some of these complaints are particularly harsh, reflecting deep dissatisfaction among users. When they do reply, most responses are neutral, with only a small fraction being genuinely helpful. Empower could definitely improve by being more responsive and providing more helpful support to their users.

Here are the detailed metrics:

4/5
Customer Service Score
Based on recent 400 app review replies
Complaints severity
18%
Ignore rate
29%
Negative tone
6%

Other apps like Empower

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4.1
17K Reviews
Monthly fee
Free
Advance amount
$10 - $80
Eligibility
You must have verifiable income, verified card, use funds as specified.
Features
Instant cash advances up to $100, buy now pay later, earn rewards, bill management
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3.7
39K Reviews
Monthly fee
$0.99
Advance amount
$5 - $1,000
Eligibility
US residents 18+ with bank accounts eligible upon Beem's assessment.
Features
Instant cash advances up to $1,000, flexible repayment, expense tracking, credit monitoring, tax filing assistance.
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4.6
343K Reviews
Monthly fee
Free
Advance amount
$25 - $250
Eligibility
Have active bank and Albert Cash accounts with Smart Money enabled.
Features
Instant cash advances, cash back on purchases, automated savings, investing from $1, budgeting tools
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